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Sept. 2, 2025

Getting Ready for the Federal E-Payments Mandate (Effective September 30, 2025)

For Individuals Switch benefit payments (Social Security, VA, Railroad Retirement) to direct deposit or Direct Express® card. Double-check your bank routing and account number. If you don’t have a bank account, enroll in …

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May 30, 2024

Understanding MiABLE: Michigan's Program for Individuals with Disabilities

In a world striving for inclusivity and equal opportunity, Michigan has introduced MiABLE—a program designed to support individuals with disabilities in achieving financial security and independence. What is MiABLE? MiABLE stands for the Mic…

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March 12, 2024

Tom's List of Trusteed IRA Providers

The following is a list of Trusted IRA Providers that I have located through my research.  The Private Trust Company Members Trust Company Charles Schwab Trust Company Fidelity Investments TD Ameritrade Trust Company Vanguard Trust Comp…

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March 10, 2024

Understanding the Ins and Outs of Reverse Mortgages: A Comprehensive Guide

Introduction: In the world of financial planning, retirement often looms as a significant concern. For many seniors, the question of how to access the equity in their homes while still living comfortably is a critical one. Enter reverse mortgages &…

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Jan. 20, 2024

Payroll Tax Rates and Contribution Limits for 2024

  Below are federal payroll tax rates and benefits contribution limits for 2024. Social Security tax In 2024, the Social Security tax rate is 6.2% for employers and employees, unchanged from 2023. The Social Security wage base is…

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